Losses from natural disaster

Inability to continue operations due to serious losses arising from a natural disaster, war or other event of force majeure; A Property All Risk Insurance Policies insures property against loss or damage by natural hazards or accident.

（四）因自然灾害、战争等不可抗力遭受严重损失，无法继续经营；保障自然灾害或意外事故引起的财产损失给与补偿。

In addition, Zhejiang province is an agricultural disaster-prone province, it suffered hundreds of millions economic losses from the natural disaster each year. Frequent disasters not only brought tremendous difficulties to the majority of farmers, but also hindered the economic development of rural areas.

浙江省是农业自然灾害频繁发生的省份，每年发生的自然灾害所导致的损失额达上亿元，一再发生的灾害给广大的农户群众带来了巨大的生活困难，也限制了农村地区的经济发展。